Alabama · FIPS 01043 · ACS 2020–2024
Cullman County, Alabama property tax rate
Homeowners in Cullman County paid a median of $516 a year in real estate taxes on a median home value of $199,100 (2020–2024 survey). Taxes came to 0.21% of home value, 43% below the Alabama rate of 0.37% and 78% below the U.S. rate of 0.94%.
- 0.21%Effective tax rate±0.02% margin · Alabama: 0.37%
- $516Median tax per yearAlabama: $788 · U.S.: $3,119
- $199,100Median home valueAlabama: $209,900
- 27,088Owner-occupied homes77% of households own
| Measure | Cullman County | Alabama | U.S. | Cullman County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.21% | 0.37% | 0.94% | 0.21% | no change |
| Median tax, all owners | $516 | $788 | $3,119 | $457 | +$59 (+12.9%) |
| Median tax, with a mortgage | $579 | $918 | $3,489 | $514 | +$65 (+12.6%) |
| Median tax, no mortgage | $440 | $612 | $2,576 | $381 | +$59 (+15.5%) |
| Median home value | $199,100 | $209,900 | $332,700 | $180,500 | +$18,600 (+10.3%) |
| Total taxes paid | $14,951,300 | $1,373,821,000 | $360,573,527,500 | $13,467,200 |
How Cullman County compares
- Per $1,000 of home value, owners here paid about $2.07 a year, against $3.65 statewide and $9.40 nationally.
- Rank in Alabama: 9 of 60 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 0% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.22% of value; homes without one: 0.19%. Median bills: $579 and $440.
- Compared with the 2019–2023 survey, the effective rate fell (no change) and the median tax changed +$59 (+12.9%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.21% ± 0.02% at 90% confidence, from a sample of the 27,088 owner-occupied homes.
Alabama counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Bibb County | 0.20% | $298 | $145,700 |
| Covington County | 0.20% | $397 | $152,100 |
| Coosa County | 0.20% | $315 | $115,500 |
| Clay County | 0.20% | $331 | $156,700 |
| Winston County | 0.21% | $380 | $118,900 |
| Monroe County | 0.21% | $381 | $120,600 |
| Fayette County | 0.21% | $355 | $125,900 |
| Washington County | 0.23% | $365 | $159,700 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.