Alabama · FIPS 01101 · ACS 2020–2024
Montgomery County, Alabama property tax rate
Homeowners in Montgomery County paid a median of $702 a year in real estate taxes on a median home value of $171,900 (2020–2024 survey). Taxes came to 0.36% of home value, 3% below the Alabama rate of 0.37% and 62% below the U.S. rate of 0.94%.
- 0.36%Effective tax rate±0.04% margin · Alabama: 0.37%
- $702Median tax per yearAlabama: $788 · U.S.: $3,119
- $171,900Median home valueAlabama: $209,900
- 52,783Owner-occupied homes58% of households own
| Measure | Montgomery County | Alabama | U.S. | Montgomery County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.36% | 0.37% | 0.94% | 0.34% | +0.01 pts |
| Median tax, all owners | $702 | $788 | $3,119 | $598 | +$104 (+17.4%) |
| Median tax, with a mortgage | $767 | $918 | $3,489 | $671 | +$96 (+14.3%) |
| Median tax, no mortgage | $542 | $612 | $2,576 | $498 | +$44 (+8.8%) |
| Median home value | $171,900 | $209,900 | $332,700 | $160,100 | +$11,800 (+7.4%) |
| Total taxes paid | $47,270,600 | $1,373,821,000 | $360,573,527,500 | $42,376,700 |
How Montgomery County compares
- Per $1,000 of home value, owners here paid about $3.56 a year, against $3.65 statewide and $9.40 nationally.
- Rank in Alabama: 53 of 60 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 5% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.38% of value; homes without one: 0.31%. Median bills: $767 and $542.
- Compared with the 2019–2023 survey, the effective rate rose (+0.01 pts) and the median tax changed +$104 (+17.4%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.36% ± 0.04% at 90% confidence, from a sample of the 52,783 owner-occupied homes.
Alabama counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Cherokee County | 0.32% | $688 | $179,700 |
| Lauderdale County | 0.32% | $757 | $200,300 |
| Franklin County | 0.33% | $433 | $136,000 |
| Calhoun County | 0.33% | $653 | $156,600 |
| Dallas County | 0.36% | $392 | $94,600 |
| Russell County | 0.38% | $629 | $165,700 |
| Madison County | 0.39% | $1,185 | $299,200 |
| Lee County | 0.39% | $1,252 | $262,200 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.