Indiana · FIPS 18039 · ACS 2020–2024
Elkhart County, Indiana property tax rate
Homeowners in Elkhart County paid a median of $1,717 a year in real estate taxes on a median home value of $210,400 (2020–2024 survey). Taxes came to 0.82% of home value, 8% above the Indiana rate of 0.76% and 13% below the U.S. rate of 0.94%.
- 0.82%Effective tax rate±0.07% margin · Indiana: 0.76%
- $1,717Median tax per yearIndiana: $1,614 · U.S.: $3,119
- $210,400Median home valueIndiana: $218,200
- 51,749Owner-occupied homes72% of households own
| Measure | Elkhart County | Indiana | U.S. | Elkhart County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.82% | 0.76% | 0.94% | 0.83% | −0.01 pts |
| Median tax, all owners | $1,717 | $1,614 | $3,119 | $1,592 | +$125 (+7.9%) |
| Median tax, with a mortgage | $1,721 | $1,698 | $3,489 | $1,631 | +$90 (+5.5%) |
| Median tax, no mortgage | $1,709 | $1,451 | $2,576 | $1,502 | +$207 (+13.8%) |
| Median home value | $210,400 | $218,200 | $332,700 | $194,400 | +$16,000 (+8.2%) |
| Total taxes paid | $111,847,600 | $3,851,279,300 | $360,573,527,500 | $100,837,800 |
How Elkhart County compares
- Per $1,000 of home value, owners here paid about $8.19 a year, against $7.60 statewide and $9.40 nationally.
- Rank in Indiana: 86 of 91 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 55% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.79% of value; homes without one: 0.87%. Median bills: $1,721 and $1,709.
- Compared with the 2019–2023 survey, the effective rate fell (−0.01 pts) and the median tax changed +$125 (+7.9%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.82% ± 0.07% at 90% confidence, from a sample of the 51,749 owner-occupied homes.
Indiana counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Newton County | 0.79% | $1,323 | $171,500 |
| Vermillion County | 0.79% | $781 | $113,100 |
| Vanderburgh County | 0.81% | $1,474 | $184,000 |
| Porter County | 0.81% | $2,326 | $281,500 |
| Delaware County | 0.81% | $1,039 | $139,400 |
| Hendricks County | 0.81% | $2,482 | $307,600 |
| Vigo County | 0.82% | $1,313 | $148,500 |
| Boone County | 0.83% | $2,919 | $376,200 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.