Kentucky · FIPS 21095 · ACS 2020–2024
Harlan County, Kentucky property tax rate
Homeowners in Harlan County paid a median of $732 a year in real estate taxes on a median home value of $73,700 (2020–2024 survey). Taxes came to 0.74% of home value, 0% below the Kentucky rate of 0.74% and 21% below the U.S. rate of 0.94%.
- 0.74%Effective tax rate±0.11% margin · Kentucky: 0.74%
- $732Median tax per yearKentucky: $1,544 · U.S.: $3,119
- $73,700Median home valueKentucky: $205,600
- 7,680Owner-occupied homes72% of households own
| Measure | Harlan County | Kentucky | U.S. | Harlan County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.74% | 0.74% | 0.94% | 0.73% | +0.02 pts |
| Median tax, all owners | $732 | $1,544 | $3,119 | $722 | +$10 (+1.4%) |
| Median tax, with a mortgage | $932 | $1,798 | $3,489 | $881 | +$51 (+5.8%) |
| Median tax, no mortgage | $575 | $1,201 | $2,576 | $616 | −$41 (-6.7%) |
| Median home value | $73,700 | $205,600 | $332,700 | $73,100 | +$600 (+0.8%) |
| Total taxes paid | $5,647,400 | $2,343,946,100 | $360,573,527,500 | $5,547,300 |
How Harlan County compares
- Per $1,000 of home value, owners here paid about $7.42 a year, against $7.45 statewide and $9.40 nationally.
- Rank in Kentucky: 86 of 104 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 48% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.87% of value; homes without one: 0.65%. Median bills: $932 and $575.
- Compared with the 2019–2023 survey, the effective rate rose (+0.02 pts) and the median tax changed +$10 (+1.4%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.74% ± 0.11% at 90% confidence, from a sample of the 7,680 owner-occupied homes.
Kentucky counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Jessamine County | 0.73% | $1,960 | $268,100 |
| Bracken County | 0.73% | $1,149 | $125,000 |
| Hopkins County | 0.73% | $1,104 | $142,800 |
| Shelby County | 0.73% | $2,339 | $304,800 |
| Henry County | 0.73% | $1,611 | $197,900 |
| Nelson County | 0.74% | $1,891 | $238,000 |
| Montgomery County | 0.75% | $1,265 | $172,200 |
| Clark County | 0.75% | $1,451 | $205,800 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.