Kentucky · FIPS 21175 · ACS 2020–2024
Morgan County, Kentucky property tax rate
Homeowners in Morgan County paid a median of $780 a year in real estate taxes on a median home value of $118,200 (2020–2024 survey). Taxes came to 0.54% of home value, 28% below the Kentucky rate of 0.74% and 43% below the U.S. rate of 0.94%.
- 0.54%Effective tax rate±0.08% margin · Kentucky: 0.74%
- $780Median tax per yearKentucky: $1,544 · U.S.: $3,119
- $118,200Median home valueKentucky: $205,600
- 3,853Owner-occupied homes79% of households own
| Measure | Morgan County | Kentucky | U.S. | Morgan County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.54% | 0.74% | 0.94% | 0.54% | −0.01 pts |
| Median tax, all owners | $780 | $1,544 | $3,119 | $802 | −$22 (-2.7%) |
| Median tax, with a mortgage | $1,007 | $1,798 | $3,489 | $988 | +$19 (+1.9%) |
| Median tax, no mortgage | $546 | $1,201 | $2,576 | $573 | −$27 (-4.7%) |
| Median home value | $118,200 | $205,600 | $332,700 | $106,000 | +$12,200 (+11.5%) |
| Total taxes paid | $3,303,200 | $2,343,946,100 | $360,573,527,500 | $2,968,300 |
How Morgan County compares
- Per $1,000 of home value, owners here paid about $5.36 a year, against $7.45 statewide and $9.40 nationally.
- Rank in Kentucky: 20 of 104 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 23% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.73% of value; homes without one: 0.38%. Median bills: $1,007 and $546.
- Compared with the 2019–2023 survey, the effective rate fell (−0.01 pts) and the median tax changed −$22 (-2.7%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.54% ± 0.08% at 90% confidence, from a sample of the 3,853 owner-occupied homes.
Kentucky counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Nicholas County | 0.51% | $729 | $123,000 |
| Cumberland County | 0.51% | $760 | $141,100 |
| Caldwell County | 0.52% | $643 | $118,500 |
| Casey County | 0.54% | $812 | $136,300 |
| Livingston County | 0.54% | $770 | $125,600 |
| Breckinridge County | 0.54% | $916 | $156,700 |
| Todd County | 0.55% | $909 | $166,700 |
| Trimble County | 0.56% | $1,139 | $172,000 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.