Kentucky · FIPS 21185 · ACS 2020–2024
Oldham County, Kentucky property tax rate
Homeowners in Oldham County paid a median of $3,519 a year in real estate taxes on a median home value of $393,100 (2020–2024 survey). Taxes came to 0.92% of home value, 23% above the Kentucky rate of 0.74% and 2% below the U.S. rate of 0.94%.
- 0.92%Effective tax rate±0.05% margin · Kentucky: 0.74%
- $3,519Median tax per yearKentucky: $1,544 · U.S.: $3,119
- $393,100Median home valueKentucky: $205,600
- 20,058Owner-occupied homes87% of households own
| Measure | Oldham County | Kentucky | U.S. | Oldham County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.92% | 0.74% | 0.94% | 0.95% | −0.03 pts |
| Median tax, all owners | $3,519 | $1,544 | $3,119 | $3,454 | +$65 (+1.9%) |
| Median tax, with a mortgage | $3,684 | $1,798 | $3,489 | $3,646 | +$38 (+1.0%) |
| Median tax, no mortgage | $3,146 | $1,201 | $2,576 | $3,056 | +$90 (+2.9%) |
| Median home value | $393,100 | $205,600 | $332,700 | $375,000 | +$18,100 (+4.8%) |
| Total taxes paid | $81,891,400 | $2,343,946,100 | $360,573,527,500 | $78,961,000 |
How Oldham County compares
- Per $1,000 of home value, owners here paid about $9.20 a year, against $7.45 statewide and $9.40 nationally.
- Rank in Kentucky: 101 of 104 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 63% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.93% of value; homes without one: 0.89%. Median bills: $3,684 and $3,146.
- Compared with the 2019–2023 survey, the effective rate fell (−0.03 pts) and the median tax changed +$65 (+1.9%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.92% ± 0.05% at 90% confidence, from a sample of the 20,058 owner-occupied homes.
Kentucky counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Daviess County | 0.81% | $1,675 | $199,900 |
| Fayette County | 0.84% | $2,542 | $293,500 |
| Boone County | 0.84% | $2,372 | $277,300 |
| Bullitt County | 0.84% | $2,050 | $247,200 |
| Jefferson County | 0.85% | $2,136 | $248,400 |
| Henderson County | 0.86% | $1,548 | $171,900 |
| Greenup County | 0.94% | $1,171 | $134,000 |
| Kenton County | 0.96% | $2,395 | $244,400 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.