Kentucky · FIPS 21225 · ACS 2020–2024
Union County, Kentucky property tax rate
Homeowners in Union County paid a median of $927 a year in real estate taxes on a median home value of $104,500 (2020–2024 survey). Taxes came to 0.80% of home value, 7% above the Kentucky rate of 0.74% and 15% below the U.S. rate of 0.94%.
- 0.80%Effective tax rate±0.12% margin · Kentucky: 0.74%
- $927Median tax per yearKentucky: $1,544 · U.S.: $3,119
- $104,500Median home valueKentucky: $205,600
- 3,651Owner-occupied homes70% of households own
| Measure | Union County | Kentucky | U.S. | Union County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.80% | 0.74% | 0.94% | 0.64% | +0.16 pts |
| Median tax, all owners | $927 | $1,544 | $3,119 | $858 | +$69 (+8.0%) |
| Median tax, with a mortgage | $1,259 | $1,798 | $3,489 | $1,155 | +$104 (+9.0%) |
| Median tax, no mortgage | $698 | $1,201 | $2,576 | $631 | +$67 (+10.6%) |
| Median home value | $104,500 | $205,600 | $332,700 | $109,000 | −$4,500 (-4.1%) |
| Total taxes paid | $4,102,100 | $2,343,946,100 | $360,573,527,500 | $3,972,700 |
How Union County compares
- Per $1,000 of home value, owners here paid about $7.95 a year, against $7.45 statewide and $9.40 nationally.
- Rank in Kentucky: 94 of 104 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 53% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.96% of value; homes without one: 0.65%. Median bills: $1,259 and $698.
- Compared with the 2019–2023 survey, the effective rate rose (+0.16 pts) and the median tax changed +$69 (+8.0%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.80% ± 0.12% at 90% confidence, from a sample of the 3,651 owner-occupied homes.
Kentucky counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Clark County | 0.75% | $1,451 | $205,800 |
| Boyle County | 0.76% | $1,731 | $209,900 |
| Lee County | 0.76% | $705 | $83,900 |
| McCracken County | 0.79% | $1,410 | $188,100 |
| Boyd County | 0.79% | $1,156 | $130,700 |
| Daviess County | 0.81% | $1,675 | $199,900 |
| Fayette County | 0.84% | $2,542 | $293,500 |
| Boone County | 0.84% | $2,372 | $277,300 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.