Michigan · FIPS 26149 · ACS 2020–2024
St. Joseph County, Michigan property tax rate
Homeowners in St. Joseph County paid a median of $1,959 a year in real estate taxes on a median home value of $178,300 (2020–2024 survey). Taxes came to 1.01% of home value, 15% below the Michigan rate of 1.19% and 7% above the U.S. rate of 0.94%.
- 1.01%Effective tax rate±0.06% margin · Michigan: 1.19%
- $1,959Median tax per yearMichigan: $2,904 · U.S.: $3,119
- $178,300Median home valueMichigan: $231,600
- 17,980Owner-occupied homes76% of households own
| Measure | St. Joseph County | Michigan | U.S. | St. Joseph County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 1.01% | 1.19% | 0.94% | 1.02% | −0.01 pts |
| Median tax, all owners | $1,959 | $2,904 | $3,119 | $1,867 | +$92 (+4.9%) |
| Median tax, with a mortgage | $1,989 | $3,152 | $3,489 | $1,909 | +$80 (+4.2%) |
| Median tax, no mortgage | $1,918 | $2,593 | $2,576 | $1,806 | +$112 (+6.2%) |
| Median home value | $178,300 | $231,600 | $332,700 | $167,600 | +$10,700 (+6.4%) |
| Total taxes paid | $40,792,900 | $10,129,733,100 | $360,573,527,500 | $37,745,600 |
How St. Joseph County compares
- Per $1,000 of home value, owners here paid about $10.08 a year, against $11.90 statewide and $9.40 nationally.
- Rank in Michigan: 46 of 83 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 70% of 2,682 counties had a lower rate.
- Homes with a mortgage: 1.03% of value; homes without one: 0.98%. Median bills: $1,989 and $1,918.
- Compared with the 2019–2023 survey, the effective rate fell (−0.01 pts) and the median tax changed +$92 (+4.9%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 1.01% ± 0.06% at 90% confidence, from a sample of the 17,980 owner-occupied homes.
Michigan counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Ionia County | 1.00% | $2,237 | $198,500 |
| Crawford County | 1.00% | $1,734 | $163,000 |
| Allegan County | 1.00% | $2,884 | $267,100 |
| Arenac County | 1.00% | $1,707 | $150,600 |
| Keweenaw County | 1.00% | $1,689 | $169,800 |
| Gladwin County | 1.01% | $1,867 | $162,300 |
| Alpena County | 1.01% | $1,639 | $153,900 |
| Branch County | 1.01% | $1,879 | $162,500 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.