Minnesota · FIPS 27033 · ACS 2020–2024
Cottonwood County, Minnesota property tax rate
Homeowners in Cottonwood County paid a median of $1,781 a year in real estate taxes on a median home value of $169,300 (2020–2024 survey). Taxes came to 1.05% of home value, 5% above the Minnesota rate of 1.00% and 11% above the U.S. rate of 0.94%.
- 1.05%Effective tax rate±0.12% margin · Minnesota: 1.00%
- $1,781Median tax per yearMinnesota: $3,357 · U.S.: $3,119
- $169,300Median home valueMinnesota: $329,300
- 3,446Owner-occupied homes74% of households own
| Measure | Cottonwood County | Minnesota | U.S. | Cottonwood County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 1.05% | 1.00% | 0.94% | 1.09% | −0.04 pts |
| Median tax, all owners | $1,781 | $3,357 | $3,119 | $1,737 | +$44 (+2.5%) |
| Median tax, with a mortgage | $1,848 | $3,470 | $3,489 | $1,759 | +$89 (+5.1%) |
| Median tax, no mortgage | $1,720 | $3,144 | $2,576 | $1,716 | +$4 (+0.2%) |
| Median home value | $169,300 | $329,300 | $332,700 | $154,000 | +$15,300 (+9.9%) |
| Total taxes paid | $7,666,400 | $6,313,889,700 | $360,573,527,500 | $7,332,900 |
How Cottonwood County compares
- Per $1,000 of home value, owners here paid about $10.46 a year, against $9.99 statewide and $9.40 nationally.
- Rank in Minnesota: 76 of 86 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 72% of 2,682 counties had a lower rate.
- Homes with a mortgage: 1.11% of value; homes without one: 0.99%. Median bills: $1,848 and $1,720.
- Compared with the 2019–2023 survey, the effective rate fell (−0.04 pts) and the median tax changed +$44 (+2.5%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 1.05% ± 0.12% at 90% confidence, from a sample of the 3,446 owner-occupied homes.
Minnesota counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Rice County | 1.01% | $3,115 | $320,200 |
| Watonwan County | 1.02% | $1,700 | $162,400 |
| St. Louis County | 1.02% | $2,271 | $221,400 |
| Chisago County | 1.02% | $3,780 | $351,900 |
| Houston County | 1.03% | $2,756 | $239,000 |
| Chippewa County | 1.03% | $1,711 | $156,100 |
| Nicollet County | 1.04% | $3,046 | $270,300 |
| Freeborn County | 1.08% | $1,907 | $171,100 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.