Virginia · FIPS 51177 · ACS 2020–2024
Spotsylvania County, Virginia property tax rate
Homeowners in Spotsylvania County paid a median of $2,347 a year in real estate taxes on a median home value of $404,900 (2020–2024 survey). Taxes came to 0.56% of home value, 28% below the Virginia rate of 0.78% and 40% below the U.S. rate of 0.94%.
- 0.56%Effective tax rate±0.03% margin · Virginia: 0.78%
- $2,347Median tax per yearVirginia: $2,790 · U.S.: $3,119
- $404,900Median home valueVirginia: $383,700
- 42,045Owner-occupied homes80% of households own
| Measure | Spotsylvania County | Virginia | U.S. | Spotsylvania County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.56% | 0.78% | 0.94% | 0.60% | −0.04 pts |
| Median tax, all owners | $2,347 | $2,790 | $3,119 | $2,263 | +$84 (+3.7%) |
| Median tax, with a mortgage | $2,376 | $3,014 | $3,489 | $2,304 | +$72 (+3.1%) |
| Median tax, no mortgage | $2,241 | $2,316 | $2,576 | $2,107 | +$134 (+6.4%) |
| Median home value | $404,900 | $383,700 | $332,700 | $375,000 | +$29,900 (+8.0%) |
| Total taxes paid | $108,246,700 | $8,529,454,200 | $360,573,527,500 | $103,321,500 |
How Spotsylvania County compares
- Per $1,000 of home value, owners here paid about $5.61 a year, against $7.79 statewide and $9.40 nationally.
- Rank in Virginia: 42 of 116 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 26% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.56% of value; homes without one: 0.58%. Median bills: $2,376 and $2,241.
- Compared with the 2019–2023 survey, the effective rate fell (−0.04 pts) and the median tax changed +$84 (+3.7%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.56% ± 0.03% at 90% confidence, from a sample of the 42,045 owner-occupied homes.
Virginia counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| King George County | 0.55% | $2,254 | $428,300 |
| Rockingham County | 0.55% | $1,645 | $313,000 |
| Nelson County | 0.56% | $1,622 | $321,700 |
| Sussex County | 0.56% | $1,078 | $183,800 |
| Gloucester County | 0.56% | $1,878 | $331,000 |
| Pittsylvania County | 0.57% | $948 | $161,400 |
| Patrick County | 0.58% | $845 | $153,400 |
| Dinwiddie County | 0.58% | $1,409 | $257,800 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.