Illinois · FIPS 17035 · ACS 2020–2024
Cumberland County, Illinois property tax rate
Homeowners in Cumberland County paid a median of $2,004 a year in real estate taxes on a median home value of $126,000 (2020–2024 survey). Taxes came to 1.26% of home value, 33% below the Illinois rate of 1.88% and 34% above the U.S. rate of 0.94%.
- 1.26%Effective tax rate±0.16% margin · Illinois: 1.88%
- $2,004Median tax per yearIllinois: $5,298 · U.S.: $3,119
- $126,000Median home valueIllinois: $263,300
- 3,515Owner-occupied homes84% of households own
| Measure | Cumberland County | Illinois | U.S. | Cumberland County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 1.26% | 1.88% | 0.94% | 1.41% | −0.15 pts |
| Median tax, all owners | $2,004 | $5,298 | $3,119 | $2,068 | −$64 (-3.1%) |
| Median tax, with a mortgage | $2,026 | $5,833 | $3,489 | $2,025 | +$1 (+0.0%) |
| Median tax, no mortgage | $1,963 | $4,463 | $2,576 | $2,103 | −$140 (-6.7%) |
| Median home value | $126,000 | $263,300 | $332,700 | $117,700 | +$8,300 (+7.1%) |
| Total taxes paid | $7,364,600 | $20,991,766,400 | $360,573,527,500 | $7,733,500 |
How Cumberland County compares
- Per $1,000 of home value, owners here paid about $12.56 a year, against $18.76 statewide and $9.40 nationally.
- Rank in Illinois: 8 of 95 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 83% of 2,682 counties had a lower rate.
- Homes with a mortgage: 1.21% of value; homes without one: 1.30%. Median bills: $2,026 and $1,963.
- Compared with the 2019–2023 survey, the effective rate fell (−0.15 pts) and the median tax changed −$64 (-3.1%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 1.26% ± 0.16% at 90% confidence, from a sample of the 3,515 owner-occupied homes.
Illinois counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Hamilton County | 1.22% | $1,512 | $113,700 |
| Clay County | 1.22% | $1,392 | $97,400 |
| Edwards County | 1.26% | $1,451 | $100,000 |
| Fayette County | 1.27% | $1,894 | $130,700 |
| Randolph County | 1.29% | $1,927 | $135,100 |
| Massac County | 1.30% | $1,704 | $121,900 |
| Wabash County | 1.30% | $1,475 | $104,900 |
| Montgomery County | 1.32% | $1,887 | $112,300 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.