Indiana · FIPS 18141 · ACS 2020–2024
St. Joseph County, Indiana property tax rate
Homeowners in St. Joseph County paid a median of $1,665 a year in real estate taxes on a median home value of $192,800 (2020–2024 survey). Taxes came to 0.85% of home value, 12% above the Indiana rate of 0.76% and 9% below the U.S. rate of 0.94%.
- 0.85%Effective tax rate±0.03% margin · Indiana: 0.76%
- $1,665Median tax per yearIndiana: $1,614 · U.S.: $3,119
- $192,800Median home valueIndiana: $218,200
- 74,022Owner-occupied homes69% of households own
| Measure | St. Joseph County | Indiana | U.S. | St. Joseph County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.85% | 0.76% | 0.94% | 0.87% | −0.01 pts |
| Median tax, all owners | $1,665 | $1,614 | $3,119 | $1,559 | +$106 (+6.8%) |
| Median tax, with a mortgage | $1,726 | $1,698 | $3,489 | $1,640 | +$86 (+5.2%) |
| Median tax, no mortgage | $1,541 | $1,451 | $2,576 | $1,428 | +$113 (+7.9%) |
| Median home value | $192,800 | $218,200 | $332,700 | $179,800 | +$13,000 (+7.2%) |
| Total taxes paid | $148,622,100 | $3,851,279,300 | $360,573,527,500 | $139,814,900 |
How St. Joseph County compares
- Per $1,000 of home value, owners here paid about $8.53 a year, against $7.60 statewide and $9.40 nationally.
- Rank in Indiana: 88 of 91 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 58% of 2,682 counties had a lower rate.
- Homes with a mortgage: 0.85% of value; homes without one: 0.85%. Median bills: $1,726 and $1,541.
- Compared with the 2019–2023 survey, the effective rate fell (−0.01 pts) and the median tax changed +$106 (+6.8%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.85% ± 0.03% at 90% confidence, from a sample of the 74,022 owner-occupied homes.
Indiana counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Porter County | 0.81% | $2,326 | $281,500 |
| Delaware County | 0.81% | $1,039 | $139,400 |
| Hendricks County | 0.81% | $2,482 | $307,600 |
| Vigo County | 0.82% | $1,313 | $148,500 |
| Elkhart County | 0.82% | $1,717 | $210,400 |
| Boone County | 0.83% | $2,919 | $376,200 |
| Hamilton County | 0.87% | $3,549 | $405,500 |
| Marion County | 0.89% | $2,028 | $224,000 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.