Michigan · FIPS 26139 · ACS 2020–2024
Ottawa County, Michigan property tax rate
Homeowners in Ottawa County paid a median of $3,313 a year in real estate taxes on a median home value of $323,400 (2020–2024 survey). Taxes came to 1.03% of home value, 14% below the Michigan rate of 1.19% and 9% above the U.S. rate of 0.94%.
- 1.03%Effective tax rate±0.04% margin · Michigan: 1.19%
- $3,313Median tax per yearMichigan: $2,904 · U.S.: $3,119
- $323,400Median home valueMichigan: $231,600
- 88,248Owner-occupied homes79% of households own
| Measure | Ottawa County | Michigan | U.S. | Ottawa County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 1.03% | 1.19% | 0.94% | 1.05% | −0.03 pts |
| Median tax, all owners | $3,313 | $2,904 | $3,119 | $3,078 | +$235 (+7.6%) |
| Median tax, with a mortgage | $3,408 | $3,152 | $3,489 | $3,196 | +$212 (+6.6%) |
| Median tax, no mortgage | $3,163 | $2,593 | $2,576 | $2,921 | +$242 (+8.3%) |
| Median home value | $323,400 | $231,600 | $332,700 | $291,200 | +$32,200 (+11.1%) |
| Total taxes paid | $327,682,300 | $10,129,733,100 | $360,573,527,500 | $303,108,100 |
How Ottawa County compares
- Per $1,000 of home value, owners here paid about $10.25 a year, against $11.90 statewide and $9.40 nationally.
- Rank in Michigan: 50 of 83 counties from lowest to highest effective rate (among those with reliable estimates). Nationally, 71% of 2,682 counties had a lower rate.
- Homes with a mortgage: 1.04% of value; homes without one: 1.00%. Median bills: $3,408 and $3,163.
- Compared with the 2019–2023 survey, the effective rate fell (−0.03 pts) and the median tax changed +$235 (+7.6%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 1.03% ± 0.04% at 90% confidence, from a sample of the 88,248 owner-occupied homes.
Michigan counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Keweenaw County | 1.00% | $1,689 | $169,800 |
| Gladwin County | 1.01% | $1,867 | $162,300 |
| St. Joseph County | 1.01% | $1,959 | $178,300 |
| Alpena County | 1.01% | $1,639 | $153,900 |
| Branch County | 1.01% | $1,879 | $162,500 |
| Berrien County | 1.02% | $2,429 | $224,300 |
| Monroe County | 1.04% | $2,648 | $228,900 |
| St. Clair County | 1.04% | $2,562 | $224,600 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.