North Carolina · FIPS 37173 · ACS 2020–2024
Swain County, North Carolina property tax rate
Homeowners in Swain County paid a median of $859 a year in real estate taxes on a median home value of $207,000 (2020–2024 survey). Taxes came to 0.22% of home value, 66% below the North Carolina rate of 0.66% and 76% below the U.S. rate of 0.94%.
- 0.22%Effective tax rate±0.07% margin · North Carolina: 0.66%
- $859Median tax per yearNorth Carolina: $1,896 · U.S.: $3,119
- $207,000Median home valueNorth Carolina: $288,900
- 4,369Owner-occupied homes73% of households own
Small sample. This estimate has a wide margin of error, so treat it as a rough guide.
| Measure | Swain County | North Carolina | U.S. | Swain County 2019–2023 | Change |
|---|---|---|---|---|---|
| Effective tax rate | 0.22% | 0.66% | 0.94% | 0.22% | no change |
| Median tax, all owners | $859 | $1,896 | $3,119 | $844 | +$15 (+1.8%) |
| Median tax, with a mortgage | $991 | $2,115 | $3,489 | $941 | +$50 (+5.3%) |
| Median tax, no mortgage | $821 | $1,524 | $2,576 | $808 | +$13 (+1.6%) |
| Median home value | $207,000 | $288,900 | $332,700 | $209,800 | −$2,800 (-1.3%) |
| Total taxes paid | $2,911,300 | $6,852,746,300 | $360,573,527,500 | $2,847,100 |
How Swain County compares
- Per $1,000 of home value, owners here paid about $2.24 a year, against $6.63 statewide and $9.40 nationally.
- Homes with a mortgage: 0.31% of value; homes without one: 0.18%. Median bills: $991 and $821.
- Compared with the 2019–2023 survey, the effective rate rose (no change) and the median tax changed +$15 (+1.8%). The two 5-year surveys share four years of responses, so year-to-year moves are small and partly noise.
- Margin of error: the effective rate is 0.22% ± 0.07% at 90% confidence, from a sample of the 4,369 owner-occupied homes.
North Carolina counties with similar rates
| County | Effective rate | Median tax | Median value |
|---|---|---|---|
| Jackson County | 0.31% | $976 | $284,700 |
| Avery County | 0.37% | $1,010 | $265,800 |
| Macon County | 0.39% | $1,074 | $251,900 |
| Watauga County | 0.42% | $1,386 | $358,900 |
| Carteret County | 0.44% | $1,423 | $333,300 |
| Cherokee County | 0.45% | $1,064 | $232,300 |
| Yancey County | 0.45% | $1,157 | $243,100 |
| Ashe County | 0.46% | $1,190 | $243,100 |
Sources
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table-based summary file: B25090 (aggregate real estate taxes), B25082 (aggregate home value), B25103 (median real estate taxes), B25077 (median home value) and B25003 (tenure); files dated January 29, 2026.
- U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, same tables (files dated October 31, 2024), for the comparison column.
- Geography names: Census Bureau Geos20245YR.txt (file dated January 22, 2026).
Effective rate = total real estate taxes paid by owner-occupied homes ÷ their total value, as reported by owners to the Census Bureau. It is not a millage rate. Your bill depends on your assessed value, exemptions (such as homestead) and local levies.